Important information: Generali Worldwide has changed to Utmost Worldwide


You may already be aware from the media or your insurance intermediary, that the Utmost Group of Companies previously agreed to acquire Generali Worldwide Insurance Company Limited.

The change in ownership is now complete and the new name of Generali Worldwide Insurance Company Limited is Utmost Worldwide Limited.

Please note: Utmost Worldwide will be trading under two new distinct brands: Utmost Wealth Solutions (wealth management) and Utmost Corporate Solutions (employee benefits) and existing planholders will soon be receiving a letter providing them with more detail on the acquisition and our new brand.

Your existing policy terms and conditions are unaffected by this change.



You can access the Generali Healthcare website as normal at





We at Umost strive to ensure that we maintain high standards of customer care, unfortunately there may be circumstances where you feel that we have not delivered on these high standards.

Where you feel it necessary to make a complaint, we will endeavour to do our utmost to resolve your complaint as efficiently and effectively as possible. Your custom is important to us and we want you to be entirely satisfied with the service you receive from us. 

If you wish to make an official complaint please see the below steps. 


How to make a complaint

If you are not happy with our services, products or business conduct and have a complaint about the products or services provided by us, you may lodge a complaint in writing with full details of the subject of the complaint, relevant documentary materials which may support your complaint, your full name, plan number and how we may contact you (i.e. full address, telephone number, e-mail address, etc.).

We prefer not to deal with verbal or anonymous complaints. However, you may call us or make your complaint in person, should you have any difficulties which may prevent you from making a written complaint.


How we shall handle your complaint

Information in relation to a complaint will be treated as strictly confidential. Upon receipt of your complaint, we shall send a written acknowledgement to you by either email or letter.

Within thirty (30) days from the date of receipt of the complaint, we shall send you either a final response or a response which explains why we are not in a position to provide a final response or gives reasons for the delay and indicates when we expect to be able to provide a final response.

The acknowledgement and the final response may be combined, if we are able to provide a final response within a short period of time.


How to contact us

Your complaint should be addressed to Utmost Worldwide Limited for the attention of the Complaints Team contact details are as follows:

Complaints Team,
Utmost Worldwide Limited.
Utmost House, 
Hirzel Street, 
St Peter Port, 
Channel Islands 
T 01481 715800


Channel Islands Financial Ombudsman

If you are not satisfied with our final response to your complaint, you can refer your complaint to the Channel Islands Financial Ombudsman (CIFO).

You must contact the CIFO about your complaint within six (6) months of the date of the official letter of response, that is no later than six months from the date of the letter or the CIFO may not be able to review your complaint.

You must also contact the CIFO within 6 years of the event complained about or (if later) 2 years of when you could reasonably have been expected to become aware that you had a reason to complain.

You can contact the CIFO at:

Channel Islands Financial Ombudsman (CIFO)
P O Box 114
Jersey, Channel Islands
Jersey local phone: 01534 748610
Guernsey local phone: 01481 722218